Kathy Zeamer's Blog
If you recently bought a house, congratulations! Now, you just need to pack up your belongings, finalize your home purchase and relocate to your new address. You also may want to set up the following services prior to completing your move:
What good is a new house that lacks electricity? Fortunately, if you contact the electric company in your new home's city or town, you should have no trouble establishing electric services.
Typically, an electric company employs friendly, knowledgeable customer service representatives who will assist clients in any way they can. This means you can call the electric company in your new city or town, speak to a customer service representative and get the help you need to quickly set up electric services.
2. Cable and Internet
In many cities and towns, multiple cable and internet services providers are available. And if you allocate time and resources to review all of the options at your disposal, you may find a quality, affordable company for cable and internet services.
As you evaluate cable and internet services providers in your new city or town, don't forget to ask lots of questions. By doing so, you can find out what types of services are available, as well as the prices associated with these services.
Try to get several quotes too. If you receive multiple quotes, you can decide which cable and internet services provider offers the best value.
Learn about how you pay for water in your new city or town prior to moving day – you'll be glad you did. That way, you can contact your new water provider in advance and ensure that you will have water available as soon as you arrive at your new house.
When it comes to completing a home purchase, many challenges can make it tough to achieve the best-possible results. But if you employ a real estate agent, you can receive extensive support at each stage of the property buying journey.
A real estate agent can offer recommendations to help you establish essential services at your new home. He or she may even be able to put you in touch with the best services providers in different cities and towns and help you find the best deals on various services.
Furthermore, a real estate agent is happy to help a homebuyer discover the perfect residence, at the right price. Before you kick off a home search, a real estate agent will learn about you and your homebuying goals. He or she next will help you establish homebuying criteria and hone your house search. Best of all, a real estate agent will set up home showings and keep you up to date about open house events, enabling you to find your ideal residence in no time at all.
Want to remove the guesswork commonly associated with finishing the homebuying journey? Hire a real estate agent, and you can get the support you need to enjoy a fast, seamless and stress-free property buying experience.
With a mortgage, a buyer is applying for financing to purchase the property in its entirety. They're relying on their credit and assets for approval before assuming responsibility of the full property. In a land contract, you're cutting out the need for a formal lender and relying on the seller to approve or deny your application.
The seeming simplicity of the transaction may make some people discount the importance of negotiation. However, there are a few things to keep in mind so both the buyer and seller are comfortable with the terms of the agreement.
Talk to the Seller
With a land contract, you may be more beholden to the seller than you would be to a lender in a traditional mortgage. If the seller thinks of you as a tenant rather than an owner of the place, you'll need to discuss their exact involvement over the course of the contract.
Because the seller won't receive the full value of the property upon sale, their financial insecurity is entirely understandable. They may want to check up with you over the phone, in-person, or through a third-party. If you're uncomfortable with the level of oversight, you may need to speak up or find a different property.
Make sure you understand your obligations during this time. Some buyers are treated as a renter of the property — until it comes time to make significant and costly repairs. If you're responsible for all upkeep, you may be able to negotiate more freedom in exchange for the additional expense.
Think Through the Finances
One of the starkest differences between a traditionally financed home and a land contract is the speed of repayments. Even if you do find a seller willing to extend the contract, it can still be a major strain on your finances. As you factor in your current assets and credit score, you should also consider the future.
If the final payment is large enough, it may still require a substantial loan. If your credit hasn't improved enough by the time the contract nears the end, it could be a significant blow to your savings. And if you can't meet the terms of the contract, the seller will get to keep the money you've already paid them (as well as the property).
Negotiating a land contract means thinking through the repercussions of each clause. While the terms may seem looser than a standard mortgage, there may be strings attached that aren't as obvious at first glance. Ensure that you understand your financial and practical responsibilities before signing on the dotted line.
Moving into a new home can often be a frantic, exhausting task. Matters are made worse if the house you are moving into wasn’t cleaned thoroughly after the previous movers left.
However, the best time to clean a house is before you move in. This is due to the fact that cleaning shelves is easier before they’ve been filled, and vacuuming carpets is simpler if the house doesn’t yet have any furniture.
So, in this article we’re going to show you the best way to clean your new home before you move in to avoid having to move objects around once you’ve brought them inside.
Before moving day
The idea moment to clean your new home is before the moving truck arrives. If possible, pick a day after the previous owners have moved out that is close to your move-in date. Bring all of your cleaning supplies with you, including cloths, towels, a duster, vacuum, hardwood floor polish, glass cleaner, bathroom cleaner, and so on.
It might be tempting to just start scrubbing as soon as you’re inside, but first take a moment to walk through the house and make a list of all the cleaning tasks you would like to accomplish before moving in.
Not only will your list help you determine how long you’ll need to clean, but it will also give some organization to your day and keep you on track.
On or after moving day
You don’t always have the luxury of being able to clean your new home beforehand. If you’re moving across states or are on a tight move-in/move-out schedule, you might have to clean your house as you move in.
In this case, the best solution is to organize your boxes and furniture by room. Then, when moving them inside, put them in the corner of a room in a neat pile. This will leave access to most of the room so that you can clean before putting things away.
Make sure you and your family are on the same page in terms of organizing items on moving day. If you have family members who start unpacking boxes, let them know they could be more helpful by picking up a duster or cleaning some windows rather than putting items in their future places.
Room by room cleaning
There are some rooms in your house that require special attention. Let’s start with the kitchen.
When it comes to cleaning your appliances (refrigerator, oven, microwave, etc.), it’s a good idea to spray on some degreaser or baking soda/vinegar solutions in advance to let them soak and loosen up any debris before you start scrubbing them. Soaking them all at once will help you save time cleaning.
The bathroom poses a challenge when moving in for two reasons. Since bathrooms tend to be small and crowded, it can be hard to work inside of them if there are boxes in the way. To avoid this, stack all of your bathroom items outside in the hallway or in the bathroom closet while you clean.
You can never have too many plants inside your home. Indoor plants can help boost your mood, productivity, concentration and creativity. But being a plant parent means finding the right ways to display your flora so they can grow and thrive in any space. We’re going to dive into several different ways you can set up your plants so you can enjoy a piece of the outdoors – indoors.
1. Floating Plant Shelves
Floating plant shelves, available online and in home decor stores, are popular for their clean and minimalistic look. They come in a variety of styles: rectangular, triangular, and other geometric shapes that can complement any interior.
Ideal For: Small to medium potted plants
2. Wall-Mounted Planters
Similar to floating shelves, wall mounted planters are a fun element to add to your walls, and they are simple to hang.
Ideal For: Hanging plants like marble pathos or smaller herbs
3. Indoor Trellis Planter
Typically used in outdoor gardens, a trellis inside of your home will be eye-catching. Add it against your walls or use it as a divider in one of your rooms.
Ideal For: Climbing vine plants
4. Hanging Planters
Elevate your plants by using macrame hangers or other ceiling planters. This will add a nice boho look to your home while also allowing your greenery to get access to sunlight.
Ideal For: Orchids or hanging plants like String of Pearls
5. Window Sill Plant Display
If you have a lot of window sill space with sunlight, this is an ideal home for your plants. Use a variety of pot sizes or even something like a mini window greenhouse, available in hardware stores and nurseries, to add dimension to your window sill.
Ideal For: Indoor garden plants like chives, oregano, or basil
6. Hang Plants From Rails
Grab a wall-mountable rail, some pots, and hangers. When you put them all together, you’ve got the perfect place to exhibit your plants.
Ideal For: Herbs or small to medium plants
7. Clothes Rack Plant Hanger
A clothes rack can be transformed into a breath-taking vertical garden. Add your potted plants to the base of the rack and add hangers to the top to support any greenery.
Ideal For: Vine or hanging plants
8. Tiered Plant Display
Use a tiered stand to display your plants in a captivating and compact way in your kitchen or other parts of your home. Bonus points if you add additional accessories to the stand to accompany your flora.
Ideal For: Small plants like succulents
9. Simple Box Planters
Small box planters can go anywhere in your home from window sills to coffee tables.
Ideal For: Succulents or small flowers
10. Pin Climbing Plants
If you have vine plants and are trying to find an alternative way to display them, you can do so by stretching them across your wall. As the vines grow, grab clear push pins to hold the vine up across your wall.
Ideal For: Climbing plants like English Ivy
11. Dowels and Pipes For Plants
Another way to get your plants up off of the ground is by using things like a copper pipe or branch to hang your indoor plants.
Ideal For: Vine or other small to medium plants
These creative ways to display houseplants will inspire you to cultivate your green thumb!
Are you a minimalist? If you’ve heard this question recently, you may be wondering just what it means and how does it affect you. It is NOT a set of rules.It is NOT about how much you own.
It is NOT about how much money you earn.
It is NOT about buying specific items or giving up certain things.
It is NOT about being frugal.
It is NOT throwing out all your belongings and sleeping in a yurt (unless that makes you happy).
It is NOT about living in a tiny house (although it can be for you).
It IS about quality over quantity; peace over disorder; satisfaction over extravagance.
Minimalism is a mindset about what we require to be happy and what only clutters up our homes and our lives. It is about getting rid of the unnecessary things that take up space, consume time, and contribute to frustration and exhaustion. You can be a true minimalist in a mansion, a townhome, an apartment, or a houseboat as long as what fills your space contributes to contentment and order rather than stress and chaos.
When it comes to buying a home, minimalists look for spaces that reflect their personality rather than the latest trend. A minimalist is a different type of homebuyer. Becoming minimalist might be right up your alley if you hate the over-stuffed closet or messy junk drawer, find yourself irritated by clutter and uncomfortable with a hodgepodge of decorative items you subconsciously think of as “dust collectors.”
While a form of minimalism is an architectural style commonly seen in Japanese design with an aesthetic toward simplicity and clean lines, most homes do not fit into this category. Does that mean you can’t have a minimalist lifestyle? Of course not. Just adopt minimalist concepts to fit into any living space.
One way to accomplish this is to reduce the amount of furniture you have in each room. Opt for the pieces that everyone uses and give away ones that only fill up space. Reduce window coverings to a minimum rather than the multi-layered blind-sheer-drape-valance style. Organize the items that you keep so that each has a home. Reduce clutter by highlighting one or two items of a collection and rotating special pieces instead of displaying them all at once.
Simplify in other ways by installing native grasses and plants, thereby reducing the need for lawn care and gardening. Add interest to your yard with hardscaping: rock gardens or paver stones in decorative patterns.
When seeking a new home visualize what makes you most happy as you walk through model homes and open houses letting your imagination discard what doesn’t fit. Help your real estate professional know about your aesthetic to have the best chance of finding your minimalist home.